Wealth Strategies

Gain from an independent perspective.

Joseph C. Huston, MBA, CFP®, MS, CWS® is an independent wealth manager with more than 25 years of dedicated personalized service to clients. His independence allows him to offer you an unbiased objective approach to serving your needs.

Whether you are just starting to plan for retirement, or are a seasoned investor, Mr. Huston has the financial management experience to direct you towards reaching your objectives. Clients  best served include:

1) Individuals retiring with IRA rollovers.

2) Individuals within ten years of retirement.

3) Individuals who have issues such as:

• a. Looking for a steady stream of retirement income.
• b. Lack of diversification away from a volatile market.
• c. Asset allocation issues based on the magnitude of their wealth.
  
• d. Lack of an “overall” investment advisor.
  
• e. Tax sensitivity.
  
• f.  Planning and co-ordination for specific goal(s).
  

4) Wealthy persons who are charitably inclined and want to leave a Legacy.

5) Physicians and Dentists who either own their practice or are a partner.

Our commitment is to always provide unbiased advice, impeccable service, and diversified financial resources to serve your individual needs … that’s one benefit of an independent perspective.

OUR VALUE PROPOSITION

One of the benefits of working with an independent firm is that we have no obligation to sell proprietary products or services. As a result, we can be openly selective in offering only those products and services that we believe are best suited to realize your financial objectives. We also promise to offer timely, unbiased advice while extending the highest level of integrity and service.

OUR MISSION

We strive to help individuals and families achieve peace of mind through the attainment of their financial goals and objectives. We forge mutually beneficial and long-term relationships with our clients based upon our philosophy to “serve first.” Our client’s achievement of their vision is always paramount.

OUR VISION

To be valued as an essential partner by those who value comprehensive, cross-disciplinary analysis. Through this, we aim to identify and implement strategies that assist our clients in the achievement of their goals.

OUR PURPOSE

We are a sophisticated and complete financial planning services organization. We provide high-value, cross-disciplinary consultation for our clients, their families, and their businesses. We pursue our role as “advisors” with a high degree of integrity, skill, and knowledge – accessing expertise with efficient systems, processes, and creative ideas to deliver a lasting experience.

OUR VALUES

Partnership: We are committed to working as partners with our clients’ advisors; our clients want to create relationships and solutions that endure.

Passionate About Our Profession: We are energetic, enthusiastic, and caring. We are committed to our clients.

Best Listening & Learning: We are committed to immersing ourselves in our clients’ world so our perspective is sound, reflects their vision, and our counsel is highly regarded.

Best Execution: We provide our clients with comprehensive alternative strategies, thorough explanations, and execution by implementing their agreed upon action steps.

Innovative & Creative: We use our unique financial planning expertise and our inherent curiosity to search for new and better ways to achieve our clients’ goals.

Ethical & Responsible: We operate ethically and with integrity, respect, and civility as individuals and take personal responsibility for our own actions at all times.

CLIENT EXPERIENCE

PROCESS How to become a client

Discovery: We will meet with any prospective client free of charge to evaluate their unique situation and determine whether or not we can be of help and that we are a good fit working together. Once we gather all of the information we present a specific plan of action to assist our clients. When you choose to work with us based on this plan, we then move to the next phase of planning.

Implementation: This phase begins the actual work of making your personalized plan a reality. You start by signing a consulting agreement that is annually renewable. When we do what we say we will do, you then continue our relationship on a yearly basis by renewing your consulting agreement. During this phase of planning, we will methodically address all of your financial planning issues and work to address all phases of your planning needs.

Evaluation: The final phase of planning includes an ongoing continual monitoring of your financial plan. This includes continued surveillance of your current situation, future horizons, family goals, and your feelings about the market. We have specific agreed upon scheduled meetings throughout the year at a frequency that you decide to address any changes in your situation and to adjust your plan accordingly. Additionally we will meet with you anytime during the year that you request to ensure that you are comfortable with your integrated financial plan. When you entrust us with your financial future, we strive to make your life worry-free.

CLIENT ABSOLUTES Promises to our clients

• Client phone calls and emails are always returned no later than noon on the following business day.
• We customize a communication plan each year for every client that describes what, when, how, and why we communicate.
• We act as a sounding board or second opinion on financial matters to clients’ family and friends for free and without an expectation of becoming a client.