What should you be invested in? What risks need to be covered? Are my assets protected from frivolous lawsuits? Is my qualified plan allowing me the maximum benefit available? There is no one answer to these and other planning questions. The answer will vary from person to person and family to family, and should involve a host of various factors. As financial planners, Greenbook Financial Services can help you determine what’s right for you, your family and your lifestyle.
Successful investing involves time, discipline and a carefully selected balance of investment vehicles. We believe asset management is one of the most important investment strategies towards helping you reach your investment goals. It’s important to ensure the value of your portfolio has some protection regardless of market downturns.
Planning for unforeseen events is one of the most often overlooked aspects of financial planning. Just one unfortunate event can quickly erode the value of a plan if you don’t have appropriate insurance.
Many people underestimate how much money they will need to maintain their lifestyle in their retirement years. Factors such as inflation, a diminishing Social Security system and rising costs of health care can all quickly erode our hard-earned savings. With life expectancies increasing, many people spend up to one-third of their lifespan in retirement.
Many people do not realize that estate taxes can deplete 50 percent or more of their total estate.1 Taking appropriate steps to develop a sound estate plan could provide for effective preservation and transfer of assets to your loved ones.